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The Best Group Long-Term Disability Coverage for Your Physician Clients.
More Income for You.

If you are looking to grow your book of physician business—and your income—we can help. At Medical Group Insurance Services (MGIS), we specialize in group disability coverage for physicians and physician groups. With an innovative contract designed exclusively for physicians, we can help you protect your physician clients and their assets while adding to your bottom line.

So what’s in it for you? An average physician group case is $50,000. Typically, your commission rate is at least 8%, which means you'll receive a nice monthly revenue stream.  Because nearly 95% of our physician groups renew with us year to year, this revenue stream could go on for many years.  And if we have anything to say about it, it will.

Specialized Income Protection for Physicians

  • Backed by the A+ rated financial strength of Sun Life Financial
  • Unlimited “Own Specialty/Sub-Specialty" definition of disability
  • No medical or financial underwriting (depending on group size)
  • No offset for a physician’s current individual disability policy
  • The cost of group disability coverage is substantially less than individual coverage
  • Income replacement up to $20,000 per month (depending on income level)
  • Rich partial disability is included
  • Pension Contribution Rider
  • Business Protection Benefit Rider
  • Malpractice Insurance Reimbursement Rider (an industry first)