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Big Gap = Big Opportunity

Most physicians purchase an Individual Disability policy (IDI) as soon as they finish medical school. Years go by, they specialize, their incomes grow, yet their disability coverage remains the same. As a result, most physicians have a huge gap between what they now earn and what they’re insured for.

MGIS IncomeProtect is specifically designed to help your physicians close this income gap with coverage that closely mirrors the rich features they prize in their IDI coverage.

Known as IDI supplement insurance, it includes many attractive IDI-style provisions, delivered on a group insurance chassis.

If you’re interested in hearing more, I’d love to spend a few minutes with you to share how you can help your physicians benefit from this customized solution.

Best regards,

Kurt Meyer
Vice President of Sales, Group Benefits
Medical Group Insurance Services, Inc.
800-969-6447 EXT.188 | MOBILE 801-200-4039 |

© 2016 The MGIS Companies, Inc. |

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Group life and disability insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 07P-LH-PT/07C-LH-PT, 12-STDPort-C- 01, 12-GP-01, and 12-DI-C-01. In New York, group life and disability insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 13-GP-LH-01, 13-LTD-C-01-MGIS, 13-STD-C-01-MGIS, 13-ADD-C-01-MGIS, 13-GP-LF-01, 13-LF-C-01-MGIS, 12-GPPort-01, 13-LFPort-C-01, 13- ADDPort-C-01 and 12-STDPort-C-01.

The disability policies provide disability income insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department.

This coverage does not constitute comprehensive health insurance (often referred to as “major medical coverage”) and does not satisfy the requirement for Minimum Essential Coverage under the Affordable Care Act.

Administration for physician products is provided by Medical Group Insurance Services, Inc. (MGIS), in all states, except as follows: in CA by MGIS Insurance Agency, Inc.; in NY by MGIS Insurance Agency. Product offerings may not be available in all states and may vary depending on state laws and regulations.

© 2016 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. All rights reserved. Sun Life Financial and the globe symbol are registered trademarks of Sun Life Assurance Company of Canada. Visit us at

GLTDFL-PHY-6297 SLPC 27840 10/16 (exp.10/18)