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Dear Valued MGIS Broker,

Consider this scenario and these numbers: 1 thriving practice; 3 physician partners, all owners and all profitable and all contributing equally to overhead costs; then 1 partner heart attack, 12 months recovery time, $0 contribution to overhead costs during that period; and 1 huge problem for the other 2 partners.

When a partner, owner, or key employee becomes disabled, a practice can experience a loss of revenue or incur extra expenses, such as the cost of hiring a replacement. It also may need to redistribute overhead expenses to other owners. So is there an easy way for your physician clients to keep their businesses thriving when a key player goes down? Absolutely.

The Business Protection Benefit pays an additional benefit to the practice when a key employee becomes disabled, without having to provide proof of expenses incurred. Your physician clients can choose benefit percentages of 10% - 60% of total monthly earnings for 12 or 24 months. The practice may spend this benefit — up to $15,000 per month — as it deems appropriate.

Learn more. Click here to download a flyer that explains more about the Business Protection Benefit or call your MGIS regional vice president today at 800-969-6447.

Sincerely,

Your MGIS Team

P.S. Here are a few more numbers to think about. According to the Council for Disability Awareness, 1 in 4 of today's 20-year-olds will become disabled before they retire. Your physician clients are no exception.

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800.969.6447 | 1849 W. North Temple, Salt Lake City, Utah 84116-3067

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