It can be challenging for high-earning doctors and dentists to acquire enough coverage to protect their income. This is because standard Individual Disability Insurance (IDI) or Group Disability products for doctors and dentists barely cover 20 to 60 percent of their income, placing them at risk should they ever have a disabling incident. Adding to this is the fact that doctors and dentists become disabled at twice the rate of everyone else.
But MGIS has now created products specifically designed to fill this gap. Our incomeprotect® product line supplements their IDI policy by providing up to 80 percent income replacement, an “own procedures” definition of disability, and true guarantee issue options. MGIS helps doctors and dentists maintain their comfortable lifestyle should they find themselves disabled.
Incomeprotect® | HIGH LIMITS expands our coverage for high-earning physicians. And we’re the only organization in the nation providing this continuum of protection.
Do you support doctors and dentists facing an income-replacement coverage gap? Get in touch with your MGIS Regional Vice President today to learn if incomeprotect® | HIGH LIMITS is the right fit.
Vice President of Sales
Medical Group Insurance Services, Inc. | mgis.com