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It can be challenging for high-earning doctors and dentists to acquire enough coverage to protect their income. This is because standard Individual Disability Insurance (IDI) or Group Disability products for doctors and dentists barely cover 20 to 60 percent of their income, placing them at risk should they ever have a disabling incident. Adding to this is the fact that doctors and dentists become disabled at twice the rate of everyone else.

But MGIS has now created products specifically designed to fill this gap. Our incomeprotect® product line supplements their IDI policy by providing up to 80 percent income replacement, an “own procedures” definition of disability, and true guarantee issue options. MGIS helps doctors and dentists maintain their comfortable lifestyle should they find themselves disabled.

Incomeprotect® | HIGH LIMITS expands our coverage for high-earning physicians. And we’re the only organization in the nation providing this continuum of protection.

Do you support doctors and dentists facing an income-replacement coverage gap? Get in touch with your MGIS Regional Vice President today to learn if incomeprotect® | HIGH LIMITS is the right fit.

Kurt Meyer
Vice President of Sales
Medical Group Insurance Services, Inc. | mgis.com

Coverholder at Lloyd's


MGIS is a leading national insurance program manager experienced in building and managing specialized programs for medical professionals. We partner with the highest rated insurers and focus on group disability and life for medical practices of all sizes, types, and specialties. Insurance policies managed by MGIS are backed by Sun Life Financial and Certain Underwriters at Lloyd’s. We work exclusively through select brokers and benefit advisers. MGIS services are provided by MGIS affiliated companies: The MGIS Companies, Inc., Medical Group Insurance Services, Inc., and MGIS Underwriting Managers, Inc. (DBA as MGIS Professional Insurance Solutions in CA and MGIS Underwriting Agency in NY).


Lloyd’s is the world’s specialist insurance and reinsurance market. With expertise earned over centuries, Lloyd’s is the foundation of the insurance industry and the future of it. Led by expert underwriters and brokers who cover more than 200 territories, the Lloyd’s market develops the essential, complex and critical insurance needed to underwrite human progress. Backed by diverse global capital and excellent financial ratings, Lloyd’s works with a global network to grow the insured world – building resilience for businesses and local communities and strengthening economic growth around the world.

© 2018 The MGIS Companies, Inc. | mgis.com

Medical Group Insurance Services, Inc.
111 South Main Street, Suite 400
Salt Lake City, UT 84111 | mgis.com

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