Valued Broker,

Our previous videos have covered the way our incomeprotect® IDI supplement coverage bridges the income gap many doctors face with other disability coverage. But we haven’t talked about one of the most interesting aspects of our plans.

Did you know our IDI supplement plans can also cover the medical staff in addition to the physicians?

Office staff also need income protection but their needs differ from doctors and dentists. For instance, a physician requires protection for their own procedures but their staff does not. MGIS doesn’t offer a one-size-fits-all plan. Our plans keep costs lower while giving administrators an important addition to their benefits package.

If you're curious about how our incomeprotect® IDI supplement provides this cost-effective all-in-one solution, watch this week's video now.


Your MGIS Team

P.S. It is important to understand how MGIS defines disability differently. This video teaches how we use CPT and CDT codes to create coverage that actually protects your clients’ income.

MGIS is a leading national insurance program manager experienced in building and managing specialized programs for medical professionals. We partner with the highest rated insurers and focus on group disability and life for medical practices of all sizes, types, and specialties. Insurance policies managed by MGIS are backed by Sun Life Financial and Certain Underwriters at Lloyd’s. We work exclusively through select brokers and benefit advisers. MGIS services are provided by MGIS affiliated companies: The MGIS Companies, Inc., Medical Group Insurance Services, Inc., and MGIS Underwriting Managers, Inc. (DBA as MGIS Professional Insurance Solutions in CA and MGIS Underwriting Agency in NY).

Founded in 1865, the Sun Life Financial group of companies serves millions of customers in 24 countries worldwide. Our insurance companies in the U.S. are leaders in stop-loss and employee benefits, providing our customers with a wide range of disability, life, dental, accident, and critical illness insurance products.

Optional benefits are available at an additional cost.

Group life and disability insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 07P-LH-PT/07C-LH-PT, 12-STDPort-C- 01, 12-GPPort-P-01, 15-GP-01, and 16-DI-C-01. In New York, group life and disability insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 13-GP-LH-01, 13-ADD-C-01-MGIS, 13-GP-LF-01, 13-LF-C-01-MGIS, 12-GPPort-P-01, 13-LFPort- C-01, 13- ADDPort-C-01, 15-GP-01, 16-DI-C-01 and 12-STDPort-C-01. The disability policies provide disability income insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department.

This coverage does not constitute comprehensive health insurance (often referred to as “major medical coverage”) and does not satisfy the requirement for Minimum Essential Coverage under the Affordable Care Act.
Administration for physician products is provided by Medical Group Insurance Services, Inc. (MGIS), in all states, except as follows: in CA by MGIS Insurance Agency, Inc.; in NY by MGIS Insurance Agency. Product offerings may not be available in all states and may vary depending on state laws and regulations.

© 2018 Sun Life Assurance Company of Canada, Wellesley Hills, MA 02481. All rights reserved. Sun Life Financial and the globe symbol are registered trademarks of Sun Life Assurance Company of Canada. Visit us at

Medical Group Insurance Services, Inc.
111 South Main Street, Suite 400, Salt Lake City, UT 84111
(800) 969-6447 | (801) 990-2400 |

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