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Our incomeprotect® “IDI supplement” coverage provides doctors and dentists with flexibility when returning to work that you won’t find with other group-practice physician products.

incomeprotect® gives your client the choice of when and how to go back to work with no mandatory rehab or part-time work requirements. We believe the physician is the only person who should decide when they are ready to perform the specific procedures upon which they’ve built their career.

We recognize several specifics regarding doctors and dentists who experience a disability:

  • They have invested years practicing their specific procedures
  • They are more motivated to return to work than other professions
  • They return to work part time at a higher rate

Rather than penalizing your clients we work to support them. A doctor or dentist covered by the IncomeProtect® program can still enjoy up to 100% of their income between part-time pay and disability coverage for 2 years, unlike many other coverage options.

In this week's video, learn more specifics about our partial disability coverage to share with your clients.


Your MGIS Team

P.S. If you have questions about MGIS products or services, schedule a call with one of our program sales specialists now.

MGIS is a leading national insurance program manager experienced in building and managing specialized programs for medical professionals. We partner exclusively with highly rated insurers and focus on group disability and life, and medical-professional liability insurance for medical practices of all sizes, types, and specialties. We work exclusively through select brokers. MGIS services are provided by MGIS affiliated companies: The MGIS Companies, Inc., Medical Group Insurance Services, Inc., and MGIS Underwriting Managers, Inc. (DBA as MGIS Professional Insurance Solutions in CA and MGIS Underwriting Agency in NY).

Group life and disability insurance policies are underwritten by Sun Life Assurance Company of Canada (Wellesley Hills, MA) in all states, except New York, under Policy Form Series 93P-LH, 07P-LH-PT/07C-LH-PT, 12-STDPort-C- 01, 12-GPPort-P-01, 15-GP-01, and 16-DI-C-01.

In New York, group life and disability insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) under Policy Form Series 13-GP-LH-01, 13-ADD-C-01-MGIS, 13-GP-LF-01, 13-LF-C-01-MGIS, 12-GPPort-P-01, 13-LFPort-C-01, 13- ADDPort-C-01, 15-GP-01, 16-DI-C-01 and 12-STDPort-C-01. The disability policies provide disability income insurance only. They do NOT provide basic hospital, basic medical, or major medical insurance as defined by the New York State Insurance Department.

Administration for physician products is provided by Medical Group Insurance Services, Inc. (MGIS), in all states, except as follows: in CA by MGIS Insurance Agency, Inc.; in NY by MGIS Insurance Agency; in NC by Insurance Administration, Inc., d/b/a MGIS NC. Product offerings may not be available in all states and may vary depending on state laws and regulations.
GLTDEL-PHY-7520      SLPC 28962 03/18 (exp. 03/20)

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